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HomeBuyer Survey

It’s important to remember that your mortgage lender’s valuation report is not a survey. It merely tells your lender whether or not the property is reasonable security for your loan. An RICS survey will tell you the actual condition of the property. That’s
vital information that can be invaluable during price negotiations, and will also help you avoid expensive surprises after you’ve moved in.

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Often home buyers get a copy of an inspection report carried out for the mortgage lender. It is quite crucial to realise this is only a valuation for the loan, it is not a survey and relying on it to save money could be potentially risky!

For most people, buying their home is their largest single investment and most important purchase. Therefore before you commit with your money, it is vital to know of any pitfalls, defects or problems likely to arise which could be expensive to remedy. 

  

The RICS HomeBuyer Report (Survey) – survey level two:

Choose this report if you need more extensive information whilst buying or selling a conventional house, flat or bungalow, built from common building materials and in reasonable condition. 

It will:

  •  Describes the construction and condition of the property on the date of the inspection.
  •  Aims to identify any problems that need urgent attention or are serious.
  •  Aims to identify things that need to be investigated further to prevent serious damage.
  •  Aims to tell you about problems that may be dangerous.
  •  Aims to show up potential issues and defects, before any transaction takes place. 
  •  Aims to help you decide whether you need extra advice before committing to purchase 
  •  Aims to enable you to budget for any repairs or restoration. 
  • Aims to advise you on the amount of ongoing maintenance required in the future.
    Each element will be rated with a simple 1, 2, 3 condition score and presented in a jargon-free, easy to understand report.
    Should you wish to instruct a survey we will simply require a few details from you after which we will manage the entire process including liaising with agents and vendors in order to gain access into the property. Please fill and return contact form.